文件名称：Consumer Credit Models
文件大小：5.21MB
文件格式：PDF
更新时间：2020-12-23 12:39:15
用户信用模型
用户信用建模书。Consumer lending is the sleeping giant of the financial sector. The growth in consumer credit over the last 50 years is truly spectacular. The marketplace for total retail banking and consumer lending is enormous; it exceeds corporate debt by more than 50% in many countries. It was only with the US sub-prime mortgage crisis of 2007 and the consequent worldwide credit crunch that consumers, lenders, and