Basically, I like the idea of managing my money and finances, but would love to build the software customized to how I manage my money. Quicken and Microsoft Money and the likes offer nice solutions, but not exactly what I want.
基本上，我喜欢管理我的钱和财务的想法，但是我很乐意为我管理我的钱而定制软件。Quicken和微软的Money和the likes提供了不错的解决方案，但不是我想要的。
I'm curious how these applications are able to pull data from my financial institutions. I can't seem to find any APIs to get my data from Bank of America, Chase, etc.
我很好奇这些应用程序如何能够从我的金融机构中提取数据。我似乎找不到任何api来获取来自美国银行、大通银行等的数据。
How exactly do they do that?
他们到底是怎么做到的?
1 个解决方案
#1
4
It is not the bank that has the API but quicken. Intuit has published severial API's over the years that the the banks conform to. The standard is an open standard so other programs like Microsoft Money may use the same format for downloading data. Here are some links, Open Financial Exchange Format is the new standard everyone is using, Quicken Interchange Format is the old one.
拥有API的不是银行，而是quicken。Intuit已经发布了好几年的API，这些都是银行所遵循的。标准是一个开放的标准，所以其他的程序，比如微软的钱可以使用相同的格式下载数据。这里有一些链接，开放的金融交换格式是大家使用的新标准，Quicken交换格式是旧的。
#1
4
It is not the bank that has the API but quicken. Intuit has published severial API's over the years that the the banks conform to. The standard is an open standard so other programs like Microsoft Money may use the same format for downloading data. Here are some links, Open Financial Exchange Format is the new standard everyone is using, Quicken Interchange Format is the old one.
拥有API的不是银行，而是quicken。Intuit已经发布了好几年的API，这些都是银行所遵循的。标准是一个开放的标准，所以其他的程序，比如微软的钱可以使用相同的格式下载数据。这里有一些链接，开放的金融交换格式是大家使用的新标准，Quicken交换格式是旧的。